Buying Property in Dubai
Find your dream home with Kelt & Co Realty. We understand that buying property in Dubai is more than a transaction, requiring a comprehensive strategy, research, and paperwork. Kelt & Co Realty’s real estate experts make this process smooth and hassle-free.
Dubai’s real estate is one of the world’s most attractive real estate markets. It has advantages like tax-free properties and business ownership, luxurious beaches and living, beautiful beaches and deserts, and excellent investment opportunities.Dubai has a lot of significant laws that offer various investment opportunities for expats.
Buying property in Dubai for the first time can be intimidating. There are a few things a person should keep in mind before purchasing a property, such as legal frameworks such as Land Registration Laws and Foreign Property Ownership.
Experienced agents of Kelt & Co Realty, professionals in the UAE real estate market, will help you acquire your ideal property. We’ll give you the answers to all your questions about your prospective second home or potential investment. With us, you will feel safe and protected not only because you will be informed about all aspects of the deal in detail but also because we can guarantee transparency and complete legal compliance; our in-house conveyancing team will support you throughout the transaction.
Key Points to Remember When Buying Property in Dubai
Legal Frameworks
Any personnel based in Dubai or overseas can buy a property in Dubai as authorised by the Ruler of the Emirate in 2002. This was made possible by various laws and by-laws as Dubai’s real estate market further developed. No individual is required to hold any residency or similar permit to be allowed to buy a property in Dubai.
Access to The Real Estate Register
The real estate register in Dubai holds all information about the properties, its __cpLocation, and the related rights, but it is not open to the general public. Only the registered owner or an authorised person under a court order can access the information contained in the register.
Finding the Right Property Advisors
Any legal or natural person can buy a property in Dubai. In the case of a company, it must be registered in Dubai’s on-shore or dedicated off-shore or free zones. Kelt & Co Realty provides incorporation services for our buyers and is always ready to prepare the complete documents for a property’s registration and maintain your company further.
Who can buy it?
Any legal or natural person can buy a property in Dubai. In the case of a company, it must be registered in Dubai’s on-shore or dedicated off-shore or free zones. Kelt & Co Realty provides incorporation services for our buyers and is always ready to prepare the complete documents for a property’s registration and maintain your company further.
Due Diligence
Kelt & Co Realty guarantees reliable and comprehensive due diligence to our clients. When assisting you with your deal in the market, we will make sure the property’s owner is legal and authentic; the property is in excellent condition, assist or perform on the buyer’s behalf a thorough property inspection, and ensure the sale contract covers all potential pitfalls. In the off-plan deal, we always make sure the developer has all legal rights for the development or the necessary agreements with the landowner are in place, verify the registration of the developer and the project with the Real Estate Regulation Authority, check the existence of the Escrow account for the project and developer’s compliance with the construction schedule.
Timeline
Selling of property takes very little time. On average, it takes 30 days for everything to be finalised, starting when all concerned parties sign the Sale Contract. Other properties, such as off-plan properties, may take one day or as little as 30 minutes to be finalised. We at Kelt & Co Realty can offer our valued clients the facilitation to deal on their behalf and save their time by working on the client’s behalf under Power of Attorney. Our client is free to travel according to their schedule, and when they are available, we can start the process where their presence is required.
Costs Associated with Acquiring a Property in Dubai
Following are the costs associated while buying in the secondary market:
- A no objection certificate from the developer can be anything between 500 and 10,000 AED plus VAT.
- Registration Trustee fee is 4,000 AED plus VAT for properties valued over 500,000 AED, and 2,000 AED plus VAT for properties below 500,000 AED.
- Registration Trustee fee is 4,000 AED plus VAT for properties valued over 500,000 AED, and 2,000 AED plus VAT for properties below 500,000 AED.
- Mortgage registration fee (if applicable) is 0.25% of the registered loan amount.
- Transfer fee is 4% of the purchase price.
- Title deed issuance is 580 AED.
- Broker’s commission varies between 2% to 5% (plus VAT) of the purchase price.
- There may be additional payments associated with the service charge and utility payments for the properties.
Following are the costs associated while buying an Off-plan property:
Booking deposit around AED 5,000-37,000, depending on the property value; the deposit is adjusted towards the 1st instalment for the property.
- Instalments are usually 5% to 10% of the property value paid every three months; convenient post-handover plans are often available.
- OQOOD (interim title) registration fee: 4% from the property purchase value + AED 3000 admin fees.
What is Off-Plan Purchase?
- Off-plan purchases can be explained as buying property before the construction is completed and sometimes before the development of the property has even started. This may sound like a risky investment, but purchasing an off-plan property is an attractive investment opportunity in a market where fully developed properties are expensive. This particular investment is very little but offers enormous rewards.
- An unbeatable advantage of the off-plan purchase is a post-handover payment scheme many developers offer. This means you can get an excellent investment with a bit of initial capital, whereas your investment will pay off itself.
- Buying off-plan isn’t always straightforward, however. You’ll need to do your homework on the developer, and obtaining a mortgage can sometimes be tricky.
- Kelt & Co Realty can explain the potential of every project in Dubai as we understand the market and have our research team analysing the projects extensively. We only work with trusted and reputable developers who offer excellent projects and services. We can also help our clients with fast mortgage services through our in-house mortgage advisors.
How can we help you buy your Property?
Dubai has a diverse real estate market which offers plenty of options. Our priority is to identify your needs and requirements. We will determine what kind of property will be best suited for you, keeping in mind your priorities such as lifestyle, family likes, hobbies, and, of course, your budget; we will offer areas and property types that will be just right for you.
Pindown your Requirements
After identifying your requirements, our managers will find the best options for you according to your specific needs and requirements in targeted areas. Kelt & Co Realty has plenty of real estate properties available, both off-plan and re-sale, and our agent will get you the best options in the market.
Get the Availability
Ensure that you Like It
Our agents will provide a detailed analysis of the area, such as project amenities, recreational facilities options available nearby, and infrastructure. If you buy a ready property, our area expert will conduct further analysis and give his professional verdict. We will provide you with HD photos and videos of the off-plan properties along with the samples of materials used in the finishing. We can also handle a professional check-up of the ready property or a handover of a newly built one, performed by our in-house engineering team with a comprehensive report of all detected latent or suspected defects.
Agree on the Terms
Our in-house negotiation team will carry out the negotiations on your behalf so that you can get the best price and deal. They will also cover aspects such as drafting your sale contract, covering all the details, and covering all the necessary questions on the sale and purchase agreement from the developer. They will also prepare the complete set of documents required to finalise the purchase and ensure that all the parties are ready for the deal.
Get your Proof of Ownership
After completing the above steps, Kelt & Co Realty will register the deal with the Dubai Land Department (DLD) and get your title deed for the property. If you have bought a ready-to-move-in unit, or if you have purchased an off-plan property, we will submit all your signed contracts with the developer and get your OQOOD (interim title, replaced by a title deed once the project is completed) to be issued as soon as possible.
Benefit from Our Bespoke After-sale Concierge
We offer a great range of after-sale services for our clients, such as utility connection, interior design, property management, and catering to all your new property needs, which may arise at any point of your ownership. Kelt & Co Realty is the agent you can always rely on, and we take care of your property as if it were ours.
Apartment
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Find Your Dream
Home in Dubai.
Find properties in Dubai and seize the opportunity to experience unparalleled comfort and luxury! Kelt and Co Realty is a prominent real estate company in Dubai that offers an extensive selection of properties, including ideal apartments, townhouses, and villas for sale in Dubai, UAE.
Consider Dubai properties for sale to discover the ultimate solace! If you are a luxury enthusiast or intend to live to the fullest then choose one of the most trusted and reliable real estate agencies in Dubai. Find the perfect home, unlock a new level of comfort, and live a lavish life!
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FAQ's
Most frequent questions and answers
The UAE’s real estate sector contributes around 5.5% of the GDP of the country, and it has been on the rise since 2022 as both rental rates and home prices have increased. Dubai’s transaction volume reached its highest level for the first quarter ever observed in the area in the first quarter of 2022.
In Dubai, investors can choose between villas, apartments, townhouses, penthouses, duplexes, and plots and lands.
In Dubai, there are specific zones where foreigners can purchase real estate. These locations, such as the Palm Jumeirah, Downtown Dubai, Dubai Marina, Arabian Ranches, and Jumeirah Beach Residence, are decided upon by the Ruler of the Emirate of Dubai.
Real estate purchases in Dubai may result in the buyer receiving a residence permit. The property must be finished at the time of purchase and worth at least AED 1 million to qualify for the UAE investor visa program. Dependents may also be sponsored by real estate purchase residence visa holders.
The real estate industry in the UAE is anticipated to increase by 2.97% between 2023 and 2028, reaching a market volume of US$0.80 trillion by that year. The important characteristic that makes the UAE a desirable location for real estate investment is what is driving this expansion.
Here are some tips to invest in UAE real estate:
- Know About Different Property Types and Their Worth
- Research the Market Status and Risks
- Property Investment in Dubai
- Don’t Sacrifice Location
- Choose Areas with High Rents and Demand
- Spend Time in the Area
- Luxury Property Buyers Should Have Financial Resources
- Investing in Residential Properties Offers Shortcuts for Legal Residency
- Seek Expert Advice When Investing in Dubai Real Estate
Yes, foreigners are permitted to purchase real estate in the UAE. There are, however, certain geographical limitations. Citizens of the UAE or the Gulf Cooperation Council (GCC) may buy real estate anywhere in Dubai.
There is no taxation on owning properties in Dubai.
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